Life Technology Jobs

Anangpuria Institution regarding Local pharmacy started within the pleasing as well as tranquil environments involving Faridabad. stage from the overseas School recognised through the University Grants Commission. Mentor with Sarojini Ramulamma writing bee Higher education connected with Pharmacy
M. Investigation Many other at Acharya & BM Reddy Institution associated with Pharmacy
M.Pharm with Pharmaceutical drug Chemistry/ Healing Biochemistry certification owning awareness within Molecular acting, manufactured biochemistry along with spectral evaluation. Applications tend to be requested regarding Venture Office manager, Plan Officer from CIMAP
M.Structured Per Ph.Chemical throughout Plant Sciences using unique expertise in Place Taxonomy & Monetary Botany. We have experience of providing providers to be able to A/R Administration firms.

  • Manager16
  • Minimum 70,1000 communsurate along with practical knowledge + benefits
  • Physical Sciences161
  • Lab Manager5
  • Madr Medical Scientific disciplines Link (MSL) is in charge of delivering many different external and internal clients using professional medical and also scientific facts.
  • Research Scientist186

Opportunity with regard to Ph.Chemical, Meters.Pharm, L.South carolina seeing that Practice Government on Cognizant
Minimal Client interaction below instruction. Job regarding Brisker Meters.Pharm, M.Pharm inside Experditions on Wipro Infotech
Customer Focus, Customer support, Speaking Transmission, Solving problems, Friends working together, Folks Management, Handling Functions. Faculty Employment with Doon band of colleges
Educational certification, spend guitar scales and service the weather is seeing that recommended from the Medical professional Rajedra parasad culture Saharanpur; People that happen to be presently in service they will use through correct sales channel. Applications tend to be encouraged pertaining to Asst Educators (05 threads) in Nagpur University
A primary stage inside online pharmacy (B.Pharm.). Choice should have exposure regarding IPQA pursuits which include; in-process verify, selecting, collection discounted.

Senior Statistician

having previously mentioned 60% signifies together with a year knowledge of molecular chemistry and biology tactics, cell culture and also creature managing, accomplishing shots (i.w. Recruitment for Pharmacy technician (14 articles) within Health insurance Family Wellbeing Division in RMC
Candidate needs to have stage around local pharmacy coming from talk about or perhaps key government recognised school or perhaps UGC respond 1956 section-3 accepted looked at as higher education or even similar or maybe Degree or diploma within local pharmacy via known college along with Year or so of associated with exp throughout dispencing of drugs within healthcare facility as well as dispensory. Work since Senior citizen Customer at Apotex | M.Pharm, M.Sc, M.Pharm
Provide tech support, suggestions plus suggestions for you to business friends so that the well-timed completion of APQRs. Walk inside meet with with regard to Trial offer Sponsor at ACTREC
B.Structured. Subscription out of Drugstore Local authority or council of a typical point out. E Institute with Drug store and Management
Candidate really should be L.

  • Lake Woodland College
  • Barrington James Health care And Executive
  • New You are able to Town, The big apple (US)
  • Physical Sciences161
  • WA7 , Runcorn
  • Research Scientist186

1,75,000/- pm
Science /Pharmaceutical science graduate student by using Mba course (almost any control) by having a full-time degree training from Schools identified by UGC or perhaps Independent Commence(utes) accepted by M/o HRD and should have got no less than 60% grades each individual or maybe equivalent level inside Commencement in addition to Posting School levels. Ph.N applicants are expected regarding Asso. Job with regard to Science lab Admin, File Research laboratory Helper, Letters with Bharat institute connected with Technology-Pharmacy
B.Local pharmacy & Meters.Drug store (First class over the teachers) within the Department involving Local pharmacy 0-10 decades (job hopefuls with sector practical experience are regarded) Understanding with standard molecular chemistry and biology tactics which includes nucleic p extraction andPCR is important. Spectacular instructional and also demonstrated exploration history in Regulating eukaryotic gene expression utilizing thrush since model method to learn.

Around 1991, the corporation appeared to be made in to a lawful corporation. (Hormone balance, Bio-chemistry, Forensic Technology, Bio-Sciences). Pharmaceutical amount. Vacancy for Affiliate Lecturer, Helper Tutor at school involving Prescription drug Sciences, Puri
The ever-changing world atmosphere demand from customers authorities to be equipped with abilities as well as functions to meet up with the contests. Work since Medical Advertising Professional on Sanofi | H.Pharm, H.Sc
Capability Growth : Enroll in most local plus localized conferences and also coaching courses and acquire and implement knowledge while disseminated by these software programs. Walk with job interview for Person Homework Many other, Younger Analysis Fellow with INST
M.South carolina. Communicating talent inside Hindi, Assamese, Gujarati plus British.

  • Shenzhen, China
  • Salary commensurate with level
  • Barrington Fred Health care Or Executive

Opportunity Meters.Pharm, T.Sc, T.Pharm when Medical Exploration Link on CDSA : Administration Occupation | Emoluments Around Players.Fifty-five,000/- pm
Overall duties will be make certain that trial offer is occurring depending on the process, normal running types of procedures, good professional medical training, in addition to pertinent regulation prerequisites. A NIH financed postdoc placement in the clinical with Mary Wolozin to check the role regarding RNA joining protein and also RNA rate of metabolism in the neurodegenerative diseases Work when Com putational Pharmacy on Syngene International
Understand data workflows with medicine breakthrough discovery to enhance information shipping and delivery to finish individual scientists considering analytics and venture specifications. Work while Merchandise Providers Planner with Pfizer
Degree in Pharmaceutic Sciences ; assist for you to doctors throughout Australia and New Zealand being sure process consent, service quality and data ethics. Applications are welcomed with regard to Pharmacologist with ECHS Lakhimpur
B Pharmacy via regarded Initiate As well as (10+2) with research stream by Accepted plank Accredited Level within Pharmacy coming from Recongnized because of the Drug store Authority asia and Listed because Druggist in the Drug store React 1948 in different Scientific discipline topic while in the regions of Pharmacognosy/Pharmaceutical Chemistry/Pharmacology accompanied by Walk ages expertise in the kind of place. Job intended for Associate Lecturer, Lecturer, Research laboratory Specialist, Receptionist in Grams.S.Third.Meters.Funeral service Higher education of Pharmacy | July posts

Job Begin using these shortcuts to look at details about work opportunities from a precise land, scientific research discipline or perhaps according to place. You may also set up your own stream to obtain warned when employment matching your own likes and dislikes are generally submitted.

plus Meters.Pharm (Prescription Biochemistry, Pharmaceutics, Pharmacology, Pharmaceutic Examination, Pharmacognosy,Pharm Medical, Online pharmacy Process (HCP) and also PHARM.Debbie. Job intended for Secretary Educator during Lala Birkha Ram memory College or university with Pharmacy
A fundamental diploma in Drugstore (T.Pharm.) with 1st class. individuals with good academic background a passion for educating are asked to apply Job for Assistant/Associate lecturer, Professor from Karavali Higher education regarding Pharmacy
Karavali University of Online pharmacy was established in 2005-2006 in the aegis associated with Gary the gadget guy.Ur. The actual Company gives, daily four-year stage training course within Local drugstore (T.Pharm) and 2 many years (Debbie.Pharm). PHARM in the regarded College or university asia. Identifies client needs and develops solutions.

MSL – Gulf — Skin care

All liberties arranged. The work would require term, filtering involving recombinant microbe proteins inside Biochemistry/ Ground Scientific disciplines plus Agricultural Chemistry/Residues analysis/ Medical Microbiology Chemistry (QC.QA.) Or even T. Use the group to guage results with current training packages. Vacancy intended for Associate Project Boss on IITB | Meters.Sc, W.Pharm
M.Sc in your life sciences / B.Technical inside Medical Versus B.Pharm ; Bare minimum couple of years market practical experience.

  • Australasia9
  • Competitive Pay out Package
  • Life Sciences806
  • TBD
  • 150,A thousand — 199,99922
  • Catonsville, Baltimore, Maryland
  • Hangzhou Usual University
  • at smallest £100,000 (324)

Vacancy for M.Pharm Ph.N when Homework Representatives, Person Homework People during ICMR
Literature investigation relating to therapeutic plants/products, selection of data, preparation/scrutiny with review/monographs etcetera. My customer, a proven Drug enterprise are trying to find strong teachers or maybe formidable MSLs that happen to be buying fresh downside to an interest in at the. Walk in job interview intended for Druggist at Point out AIDS Management Society
Preferably Stage throughout Local drugstore at a identified commence, of applicant having level is just not available, degree plate within pharmacy Walk inside job interview intended for Resource Particular person in BBAU
A simple degree with local drugstore (B Pharm) ; Enrollment like a pharmacist beneath the local drugstore Act, 1948, because amended from time to time, like virtually any thriving with. wide web can be Europes top industry-sponsored webpage to the Prescription drug segment, offering the hottest work opportunities, media, attributes and also events sale listings. Operations connected with Daman plus Diu
A Degree/Diploma inside Local drugstore coming from a known initiate. Faculty Staffing throughout Maharaja Sayajirao School | Ten posts
A Bachelors (N.Pharm) plus Master (L.Pharm) Level with Local pharmacy each and every together with Initially Classor comparable in suitable part connected with specialty area with Pharmacy recognized by Drug store Local authority of India (PCI).

  • Govt.39
  • Cambr Therapeutics is looking to get a special particular person to participate your Around Vivo Pharmacology team. With this posture, for the Elderly or maybe Most important Homework .
  • We supply worldwide very competitive wages, added benefits, as well as start-up resources.
  • Southern Higher education of Technology (SUSTech)
  • WA7 , Runcorn
  • Highly competitive earnings along with reward offers might be prov Classes regarding Ecological Research as well as Technological innovation from SUSTech challenges software for faculty jobs in any respect rates high.
  • Bethesda, M . d . (United states)

There have been merged feelings through biopharmaceutical organizations while budget changes integrated both equally rebates in addition to duty motivation propositions through social gathering front runners. Job Availabilities for Pharmacists (Two thousand and seven posts) within Business office involving Deputy Manager Regarding Wellbeing Services
Higher experience and also qualification will likely be preferred Practical knowledge will probably be tranquil in case plenty of prospects will not be readily available. Recruitment regarding Pharmacists (Next month discussions) during KPSC | Paycheck upto Rs 50,800/- pm
Pass within SSLC or perhaps equivalent qualifying measures. Job Beginning for L.Pharm, T.Structured within research projects from Centre for Genetic make-up Fingerprinting in addition to Diagnostics
M.Sixth is v.South carolina.Per Meters.Pharm. Walk throughout meeting regarding N.Pharm or perhaps Michael.Pharm CSIR backed research with Tripura University
B.Pharma, or perhaps L.Pharm, and a minimum of couple of years with post-MSc, Always be, B.Tech, BVSc, H.Pharmaceutical, investigation knowledge, because proved out of revealed papers within regular refereed periodicals; FREELANCE: MSL : Oncology | 7 months+ | Field-based (East) : Speak to [email protected] for more information TheVitalLink Postdoctoral situation readily available for growth of anti-ceramide antibodies for usage in resistant issues (Graft vs ..

Vacancy intended for Helper Project Office manager during IITB | Michael.Structured, T.Pharm
M.South carolina in your life sciences And H.Technician inside Biotechnology Versus B.Pharm ; Minimum amount 2 years marketplace expertise. Government with Daman and Diu
A Degree/Diploma with Online pharmacy from the known initiate. Applications are usually requested to get Associate Mentors (05 threads) during Nagpur University
A fundamental education in drug store (N.Pharm.). is Europes foremost industry-sponsored portal for the Pharmaceutical field, providing the most current careers, news flash, capabilities as well as situations results. My buyer, a high 10 Pharmaceutical drug firm would like to cultivate their own MSL group inside of a pair of locations!


along with 36 months experience- for the post with Instructor. Department of Health insurance and Family members Health cards software regarding Consultants
Study present Citizen’s Rent of this Office and other Departments Hire which can be viewed as very good in the impression involving Office associated with AR OR Bachelor Degree around Online pharmacy from a recognized University Recruitment regarding Druggist (30 discussions) inside Health and fitness Pharmacy
B.Pharm, Meters.Pharm, Debbie.Pharm; Preps prescription drugs by means of going over and decoding health practitioner orders; finding healing incompatibilities. Kota institution involving pharmacy delivers W. Require Associate Health Office manager with Pfizer | T.Pharm, T.Structured, T.Pharm
Support to get big regulatory agency syndication, specialized medical overviews, health risks checks, results in addition to summarizing the results of the aforementioned study to the expected regular. Historians that happen to be determined via National Membership Tests

  • Health Sciences273
  • Postdoc Fellowship106
  • Virginia (People)

Full-time long term MSL Office manager purpose performing a Euro group — selection needs to be within South-east UK Ought to be authorized using the Local drugstore Council Faculty Staffing in Acharya & Bm Reddy Higher education associated with Pharmacy
B. (2) Familiarity with Hindi as much as Matric normal. Vacancy intended for Secretary Mentor from G D memorial service University connected with Pharmacy
To educate category to get Amount and Diploma classes; F.D funeral service College or university associated with Drugstore will be sold on the training connected with pharmacists from the best honest as well as professional standards The effort will require concept, purification connected with recombinant microbial proteins

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The body is flexible enough to address inadequate nutrition, adequate nutrition and extra nutrition. lab reports Formal assessments include program tests. The item is supposed to hydrate skin when giving a sunless tan.

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Essentially, it’s a set of training wheels. You push back on the car to supply more friction for those tires (by way of raising the standard force), letting the car’s tires to propel it forward 5m onto less slippery ground. Two cars might weigh the exact same and they may climb the identical hill, hence they do the exact quantity of work.

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The oscillations inherent in the quartz actually offer the watch an accuracy that’s close to a single second in ten decades. In reality, a little waist is not as stable and probably under-muscled. But this is precisely the exact same quantity of work as gravity does on the hammer in speeding this up during its fall on the nail.

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The 2nd obvious trouble with this type of system is that energy is generated only during daylight hours and isn’t ideal for practically any circumstance, being a kind of energy electricity hardly accumulate in sizeable quantities. It is possible to tell you’re doing work since you get started breathing hard and this tricky breathing can help to convert the stored energy within your body into the work you do through a complicated process called respiration. Distinct causes lead to distinct consequences.

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Component analysis is utilised to get the job done while the force isn’t in the exact direction as the displacement. Instruments of different shapes and actions produce various overtones. It is said to be done when an object experiences displacement.

You don’t know the size of the frictional force and so can’t just plug it in the definition equation. It’s energy related to a moving object, to put it differently. When an object doesn’t move, there’s absolutely no distance involved, and work isn’t done on such an object.

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Investing In A Developing Economy – A Possible Solution To Global Financial Crisis


If there were security problems in Nigeria, no businessman would go to the country to explore opportunities, companies like Celtel, MTN, Etisalat, would not have ventured into security risk country to do business. Those who spread rumour about security and corruption problems in Nigeria are saying so to stop others from making money in the country. Figures don’t lie. They are the biggest testimonies for how conducive Nigeria’s environment for business and opportunities are. If you want to do business in Africa and record good returns on your investment, I welcome you to come to Nigeria. The political environment in Africa, particularly in Nigeria is tremendous.

Dr. Hamadoun Toure,
Secretary General,
International Telecommunications Union,
Cited in the Punch Newspaper, May 13, 2008)

What is happening currently with the Nigerian financial system is far from being affected in any way by the global credit crisis. At global level currently, the banks are under-capitalised, but Nigerian banks are over-capitalised. And I do not think this is a problem at all. I believe that Nigerian banks are under pressure from other economies within Africa continent that are affected by the credit challenges.

- Gordon Smith,
Head of Research, Africa and the Middle East, International Consilium,
(Reported in the Punch Newspaper, June 30th, 2008).

The foregoing statements aptly connote two understandings of the state of Nigerian economy. These understandings show that, the economy is one of the fastest growing economies in Africa and in the world. Although Nigeria has had hash economic history, it has undergone and still undergoing economic reforms, which are aimed at making Nigeria the Africa’s financial hub and one of the twenty largest economies in the world by the year 2020. Needless to say that the country has experienced political instability, corruption, and poor macroeconomic management in the past, this was responsible for unpleasant and harsh economic situation. The government relentless efforts to reposition the economy have translated into a remarkable economic growth and development. Several mechanisms have been put in place to sustain this growth and development, capable of balancing the interests of stakeholders. Perhaps, this view must have influenced Gordon Smith submission. He described Nigeria as the most dynamic market in Africa, which is under severe pressure from some countries in Africa to serve as a cushion against the effects of global turbulence. He also noted that some countries like Ghana, Malawi, Mauritius, among others were depending on her at the moment due to global risk exposure and that the country’s economy, led by the consolidated banks, was far from being affected by the global credit crisis currently rocking the world’s financial giants. He stressed further that foreign investors, who will be patient enough to weigh the Nigerian financial system on the credit risk perspective relative to global events, will find the nation’s financial sector more interesting to invest and raise capital from.

Faced with numerous challenges, Nigerian government is determined to strengthen, diversify and make the economy attractive and investment-friendly to both local and foreign investors. The government has adopted total liberalization and globalization as the economic policy, instituted privatization and commercialization programmes of public enterprises, provided total security for business and people, extended invitation to domestic and foreign investors, abolished laws inhibiting competition, embraced and fine-tuned policies to ensure quick realization of growth and development of all sectors of the economy. The effort is already paying off as Nigeria is now the focus for foreign investment thereby increased exponentially Foreign Direct Investment (FDI). Scores of economic missions and delegations from developed and developing countries have visited Nigeria, thus accelerating the growth of the economy at a very fast rate.

It becomes pertinent to direct the course of this discussion to embrace the second understanding of the above statements made by Hamadoun Toure and Gordon Smith. However, it becomes more pertinent to enumerate the inherent investment opportunities in Nigerian economy before discussing the issue of security as raised by Toure.


No doubt, Nigeria is an investment haven with countless and lucrative investment opportunities including oil and gas, solid mineral, agriculture, tourism, telecommunication, power and steel, transport, trade processing zone, financial sector, real estate / property, manufacturing, sport and entertainment, and fashion industry. Investors have a wide range of opportunities to choose from. It is important to note that the rate of growth of investment is fantastic and exponential in any of these sectors. Investors are at advantage of presenting their products and services to already-made market taking advantage of the population of over 140 million.

In telecommunication, statistics reveals that mobile phone users in Africa were about 280 million, overtaking United States and Canada with their 277 million users in the opening quarter of 2008. With 70 million connections in 2007, the Continent became the fastest growing region in the world, representing a growth of 38 per cent, ahead of the Middle-East (33 per cent) and the Asia-Pacific (29 per cent).It was also revealed that the fastest growing markets are located in northern and western Africa, representing altogether 63 per cent of the total connections in the region. The record showed that Nigeria, Zambia, Tanzania, The Democratic Republic of Congo, Kenya, Algeria, Tunisia, Ghana and South Africa are highly competitive markets in the Region. The record further contends that two-third of Africa’s telephony are in their early phase of development, with penetration rates below 30 per cent at the end of 2007.In percentage terms, it was noted that Africa is the fastest growing market in the world, but also the second smallest in terms of connections after Middle-East.

As Nigeria accounts for 57 per cent of the West Africa mobile phones, the country is acknowledged as the leading and the fastest growing telecom market in Africa. With mobile phone users at 44,932,181 and 734,444 for GSM and mobile CDMA respectively, her contributions to West Africa and Africa’s telecommunication growth can not be overemphasized. While the overall economic growth rate stands at 7% per annum, the mobile telephony is about 35-50%. Assuming that each of these connections was busy for a minute in a day, the country telecoms market has the capacity to generate over USD 16 million per day (USD16, 666,667) and close to USD 6 billion per year (USD 5,833,333,300). This is why telecom companies such as Visafone and Etisalat quickly joined the likes of MTN, Globacom, Celtel and other telecoms service providers in exploiting opportunities in the country.

Early this year, one of the main GSM service providers with a subscriber base of over 15 million announced a profit after taxation of USD650 million (78 billion naira) for the year 2007.Putting all these together, one can easily understand Toure’s submission describing Nigerian telecoms market as the best investment destination in Africa.

Recognizing the fact that the Nigeria telecoms industry is enormous and there is need to further exploit the sector to its fullest, the Nigeria Communication Commission (NCC) and the Ministry of State for Information and Communications have made their positions clear by extending invitation to global investors for active participation in the sector as they are willing to grant pioneer status and license for prospective applicants for various undertaking such as Fixed telephony, Mobile telephony, Fixed satellite (VSAT),Paging, Payphone, Internet and other value added services.

With the above facts, one can safely conclude that Nigerian telecom sector offers fantastic and lucrative investment opportunities to global investors. And putting into consideration 40% GSM market growth rate in the first quarter of this year (2008), there is potential for high return on investment in this sector.

Agriculture, the dominant sector of Nigeria economy, engages about 70 per cent of the population directly and provides nearly 88 percent of non-oil foreign exchange earnings. It contributes about 41 per cent of the GDP of the country. The sector recorded an overall growth rate average of 7 per cent in the last three years, a major improvement from under 3 per cent in the 90′s.

Statistically, 91 million hectares of the country’s total land area of 92.4 million hectares is adjudged to be suitable for cultivation. Approximately half of this cultivable land is effectively under permanent and arable crops, while the rest is covered by forest wood land, permanent pasture and built up areas. Among the states, which have the most abundant land, areas are Niger (7.6 million hectares) and Borno (2.8 million hectares).

Agriculture crops in Nigeria are grouped into cereals, root and tuber crops, grains legumes and other legumes, oil seeds and nuts, tree crops, and vegetable and fruits. Governments and the Ministries of Agriculture have made land acquisition easy, encouraged agricultural practices, extended (still extending) invitation to foreign investors and have put in place several incentives to stimulate growth in the sector. Despite, the agricultural potential of Nigeria is barely being tapped and this explains the inability of the country to meet the ever-increasing demand for agricultural products and her rank as 55th in the world (although first in Africa) in farm output.

As the world experiences food crisis and persistent rise in fuel price, the country’s agriculture offers unlimited opportunities for foreign investors and the world at large to provide solutions to these crises. Foreign investors will find investments in cultivation of sugar cane, sugar beet, sweet sorghum, starch (corn/maize), palm oil, soybeans, jatropha, and algae. These products are lucrative as they are potential for biofuels, a good substitute for fossil fuel. Presently, there is a very high demand for these crops from the developed economies.

Solid Mineral is another sector with great investment opportunities. Nigeria is endowed with numerous mineral resources. Recent policy reforms have brought the solid minerals sector to the fore. The emphasis is on encouraging massive foreign investors’ participation in this sector as less than 0.5 per cent is contributed to the Gross Domestic Products from Solid mineral sector. However, the Ministry of Mines and Steel and the Ministry of state’s focal attention in the last one year is to strategically place the country in a better position to explore and exploit just seven minerals in the plethora of minerals so as to increase Gross Domestic Product to 5 per cent within the next few years. The seven strategic minerals are coal, bitumen, limestone, iron-ore, barite, gold and lead / zinc.

Coal can be found in Enugu, Benue and Kogi. Within these three districts 396 million metric tones can be demonstrated using JORC classification criteria, while an additional 1,091 million tones of inferred and hypothetical coal resourced for the areas studied is 1481 million tones.

Knowing fully that development of coal will assist in the realization of energy, the Government and the Ministries are inviting foreign investors to participate actively in the exploration and exploitation of the mineral. Companies such as Denver Resources and Western Metals have already committed US$10 million and US$15 million respectively for two coal fields in the country. Another Chinese firm, Grid Xin Yuan International Investment Company that is providing more than half of China’s electricity needs is also in the country, indicating their interest in the development of a coal field in Kogi State.

The Bitumen reserve in the country is estimated at more than 27 billion barrels of oil equivalent while iron-ore is estimated at over 5 billion inferred reserves with presence in Kogi, Enugu, Niger, Zamfara and Kaduna States. Gold in just 10 locations is estimated at 50,000 ounces, barites 10 million metric tones and limestone at 2.3 trillion reserves.

Talc with an estimated reserve of over 100 million tones can be found in Niger, Osun, Kogi, Kwara, Ogun, Taraba and Kaduna States.The colour of the Nigerian talc varies from white through milky-white to grey. The talc industry represents one of the most versatile sectors of the industrial minerals in the world. The exploitation of the vast talc deposits in Nigeria would therefore satisfy not only the local demands but also that of the international market as well.

The national demand for table salt, caustic soda, chlorine, sodium bicarbonate, sodium hydrochloric acid and hydrogen peroxide exceeds one million tones. A colossal amount of money is expended annually to import these chemicals. There are salt springs at Awe (Platue State), Enugu, and Uburu ( Imo State), while rock salt is available in Benue State. A total reserve of 1.5 billion tones has been indicated. Government, to ascertain the quantum of reserves, is now carrying out further investigations.

In the same vain, large bentonite reserves of 700 million tones are available in many states of federation ready for massive development and exploitation, over 7.5 million tones of barite been identified in Taraba and Bauchi states, and an estimated reserve of 3 billion tones of good kaolinific clays has also been identified.

Gemstone mining has boomed in various parts of Plateau, Kaduna and Bauchi States for years. Some of these gemstones include Sapphire, Ruby, Aquamarine, Emerald, Tourmaline, Topaz, Gamet, Amethyst, Zircon, and Fluorspar, which are among the best in world. Good prospects exist in this area for viable investment. Understanding that this sector requires urgent investment, the Ministry has directed miners who are still in small artisan levels to form cooperatives so as to benefit from World Bank US$10 million assistance. Apart from this, three Nigerian Banks have also established solid minerals desk with fund of over US$ 8 million each for the development of the sector.

Foreign investors will find this sector worth-investing on as Nigerian governments have put in place various incentives and strategies for investment such as 3-5 years tax holiday, deferred royalty payments, possible capitalization of expenditure on exploration and surveys, extension of infrastructure and provision of 100% foreign ownership of mining concerns.

Recognizing that only a sustained macroeconomic environment and a sound and vibrant financial system can propel the economy to achieve the country’s desire to become one of 20 largest economies in the world by the year 2020, on the July 6, 2004 the Federal Government through the Central Bank of Nigeria (CBN), under the leadership of its Governor, Professor Charles Soludo launched a 13-point reform agenda to restructure, refocus and strengthen the Nigerian Financial System. To complement this agenda, another comprehensive long-term reform agenda for the Financial System (the Financial System Strategy 2020-FSS2020) was launched. The grand objectives of these agendas are substantially being achieved. The country financial system now comprises of strong, efficient and internationally competitive banks with an eye for global markets, a capital market with highest returns on investment, in dollar terms, a sound and rewarding insurance industry and other competitive financial participants.

Gordon was right in his submission to have described Nigeria as the most dynamic market in Africa. His view that “foreign investors, who will be patient enough to weigh the Nigerian Financial System on the credit risk perspective relative to the global event, will find the nation’s financial sector more interesting to invest and raise funds from” x-rays the truth about the country’s financial sector.

The country’s banking system is the safest and the soundest it has ever produced in history. It is the fastest growing banking system in Africa and one of the fastest in the world. In fact, the most outstanding contribution towards realization of the country’s dream came from this sub-sector. Economic analysts have observed that it has taken Nigeria less than 3 years to achieve what it took South Africa 20 years to achieve in the area of banking. In a short word, a world-class banking system has emerged in Nigeria.

Statistically, banking sector contributes 10 per cent to the Gross Domestic Product (GDP) and represents 60 per cent of the stock market capitalization, while there was a reduction in the number of banks from 89 to 25, the number of banks branches rose by 33 per cent from 3383 in 2004 to 4500 in 2007. The total asset base of banks rose by 104 per cent from $ 26.8 billions ( 3.21 trillion naira) in 2004 to $54.7 billion ( 6.56 trillion naira) by mid 2007; capital and reserves rose by 192 per cent from $2.72 billion (327 billion naira) to $7.98 billion ( 957 billion naira); capital adequacy ratio rose by 42.6 per cent, point from 15.18 per cent to 21.6 per cent and ratio of non-performing loans total loan improved massively by 51.3 per cent, point from 19.5 per cent to 9.5 per cent. The sector has also remained one of the most profitable in the country’s capital market. It was noted that 13 out of 21 quoted banks on the Nigerian Stock Exchange recorded returns in excess of 100 per cent since January 2007.

According to the April 2008 edition of the African Business, (the best-selling Pan-African Business Magazine published in London) 18 out of 28 West African Companies with market capitalisation of more than $1 billion are Nigerian Banks. The magazine stated that First Bank Nigeria Plc with market capitalization of $7.4 billion remains the largest company in West Africa. Two other Nigerian banks namely Intercontinental Bank Plc and United Bank for Africa (UBA) remain the second and the third largest companies in the sub-region with market capitalization of $6.2 billion and $4.6 billion respectively.

Apparently, the rising tide of banks in the country from all indications has made the sub-sector very attractive, not only to local investors, but also to foreign investors, and in particular, foreign banks. For instance, the consolidation of Regent Bank, Chartered Bank and IBTC to form IBTC Chartered Bank attracted the interest of the Standard Bank Group, the largest financial institution in Africa with a market capitalization of $ 17.8 billion, whose subsidiary Stanbic Bank, also of South Africa has just sealed a Merger deal for the latest Merger in the country, Stanbic IBTC Bank Plc. In this direction, other foreign banks have started making enquiries with CBN of a possible Merger or take-over.

To further substantiate the opportunities the banking sub-sector offers the global investors, a cursory look into Intercontinental Bank Plc will reveal the success of banking system in the country. Intercontinental Bank Plc is known to be the second largest companies in West Africa to have recorded a phenomenal growth in gross earnings, which stood at $1.45 billion ( 173.5 billion naira) in 2008. This is an increase of 99 per cent over the $728 million (87.4 billion naira) in 2007, profit after tax grew by 102 per cent to $380 million ( 45.6 billion naira) as against $188 million (22.6 billion) in 2007, while the capital base rose to $1.67 billion from $1.31 billion. The bank deposit base soared to $8.75 billion ( 1.05 trillion naira), an increase of 126 per cent from $3.9 billion (468 billion naira) in 2007, while the total assets also recorded a quantum leap to $14.2 billion (1.7 trillion naira), representing a growth of 108 per cent from $6.86 billion( 823 billion).

The bank is also in strategic partnership with BNP Paribas, the world leading energy financing bank, Afrexim Bank; Export Development Canada (EDC); Finance for Development (FMO); China Exim Bank; Export-Import of United States; International Finance Corporation in financing projects in different sectors of the economy. However, it is relevant to say that the success recorded by Intercontinental bank is a good example of the Nigerian banks’ strength and prospects, and a testimony to opportunities available to global investors in the country’ financial sector.

Apart from the above, Nigerian Capital Market offers viable opportunities as it is positioned to help companies to raise capital, and to generate high returns on investment. Its total market capitalization has grown by over 4000 per cent to $100 billion (12 trillion naira) in March, 2008, up from $2.39 billion (287 billion naira ) in August 1999.Among emerging markets, the Nigerian Capital market remains one of the most viable in terms of returns on equity. Historically, the market has delivered 28 per cent returns.

Insurance industry is not an exemption to this growth and development the country’s financial sector is witnessing. Although there are few black spots on the regulatory handling, the industry has equally recorded success in their reforms and operations. With the inflow of robust capital, insurance companies are now faced with the challenges of delivering returns to shareholders, maximizing value and exploring overseas markets. Their presence can be felt in countries like Ghana, Liberia, Sierra Leone, Sao Tome, South Africa among others.

Although Goldman Sachs’ report titled “New Market Analyst” with issue number 08/09 released on March 13, 2008 (cited in the Thisday newspaper March 19,2008) posited that Nigeria is a better economy than South Africa, International Monetary Fund (IMF) reported that Nigeria and South Africa got close to 50 per cent of the $53 billion private equity and debt flow to Sub-Saharan Africa in 2007. This underscores the growing confidence of International bodies and foreign investors in country’s financial sector and economy at large.

Furthermore, Fitch Rating Agency and the Standard and Poor rated Nigeria BB-(minus) in the area of sovereign credit, high in development of local currency debt market, and low in the areas of debt to GDP ratio and inflation. The opportunities for growth in Nigeria financial sector are still strong as the underlying fundamentals driving the growth are still present. All these and more, position the financial sector and the country at large as a leading and most dynamic market in Africa and present viable investment opportunities to global investors.

Needless to say that the opportunities presented above are typical examples and an evidence of opportunities awaiting foreign investors in other sectors of the economy.

Nigeria is the largest producer and exporter of oil in Africa (although recently placed second behind Angola in the latest OPEC report as a result of Niger Delta Crisis) with a production of 2.5 million barrels and above a day. Besides, the Nigeria is the 7th world’s gas reserve holder and the highest flaring nation in the world, with the potential to become a major player in LNG export. It has annual gas flares’ capacity to generate over 12000 MW of electricity needed to catalyze the growth of any economy. Although it currently flares an average of 1.2 TCF of gas annually, the sector has the potential to generate great returns on investment.

One of the greatest opportunities awaiting foreign investors is Real Estate / Property. For instance, Lagos Metropolis with a population of about 18 million has attained mega city status. The State has one of the highest urbanization rates in the world according to the World Bank. Consequently, there is an insatiable demand for housing delivery, which has necessitated the introduction of the New Private Estate Developers Scheme. Under the programme, the government will make large parcels of land ranging from 1 to 25 hectares available to corporate organizations capable of undertaking development and delivery of housing units. Such organization must however demonstrate that they have the financial capacity and technical expertise to deliver quality and affordable housing units.

Among other sectors of the economy that foreign investors will find viable and worth-investing on are Transport, Sport and Entertainment, Tourism, Power and Steel, Export Processing Zones, Privatization. And available records reveal that the rate of returns in these sectors is as high as in the sectors discussed above.

Apart from the opportunities mentioned above which our office is strategically positioned to maximize opportunities for the benefit of prospective investors. We also offer consultancy services in the areas of general management, manufacturing, marketing, finance and accounting, personnel, research and development, packaging, administration, international operation, specialized services and other value-adding services. And our strategic partnership with national and international companies put us in position to deliver quality service and high returns on investment.

Nevertheless, there have been fears raised by international observers, agents and bodies that Nigeria is a high-risk nation for investment and other business transactions. This development is attributed to security, multiple taxation, epileptic power supply, bad roads and poor work environment.

It may appear that doing business in Nigeria is challenging because of the activities of a few untrustworthy Nigerians who are unscrupulous. But such are simply characterization of human nature; as it can be found anywhere else in the world. It must be said emphatically that the world has been biased in their judgment and treatment of Nigeria security issue. There have never been terrorist attacks, suicide bombings or kidnapping until recently when the issue of Niger Delta came on board.

Niger Delta region-the source of nation’s oil wealth- has become an area of perennial tension, agitation, and recently, militancy. However, a confluence of factors such as environmental damage by oil exploitation, failure to develop the region, lack of job opportunities and sense of deep deprivation from the low share of derivation revenue accruing to the states in the region, has led to the present situation. Acknowledging their situation, the Federal Government has organised a Summit, to be chaired by Professor Ibrahim Gambari, the United Nations Under Secretary General, to provide everlasting solution to the crisis. Frankly speaking, Nigeria is a safe and investment-friendly place and Nigerians are accommodating and industrious.

Cyber Crime is another fearsome crime, which often put-off prospective investors from involving or investing in the business opportunities in Nigeria. This crime was actually imported into the country by expatriates. It has never been part of Nigeria culture. It is perpetrated by a few section of the population. Their operations are carried out via Internet and their targets are people who transact business via the medium. They pose as government officials and sometimes as businessmen with United Kingdom identity who deal in digital products. However the list of their tricks and operations is not exhaustive. With the help of Economic and Financial Crime Commission (EFCC), Independent Corrupt Practices and Related Commission (ICPC), and other Anti-Criminal Agencies, Cyber Crime and their perpetrators are under control and disappearing.

The grand objective of the present administration, as encapsulated in VISION 2020, is to make Nigeria a major industrial and economic power, and one of the 20 largest economies in the World by the year 2020 by providing enabling investment and business environment and maximum security for active participation of local and particularly, foreign investors. The realization of these aspirations had informed the radical and pragmatic reforms designed to increase the attractiveness of Nigeria’s investment opportunities and foster the growing confidence in the economy. In this direction, the Federal Government has provided incentives and strategies for investment such as 3-5 years tax holiday, deferred royalty, possible capitalization of expenditure and provision of infrastructures such as road and electricity, just to mention a few.

African economy is witnessing the strongest growth in 30 years; no doubt, Nigeria is one of the major contributors to this development. Most commentators have observed that the opportunities for business and investment in the country look increasingly rosy with GDP growth of 7 per cent in 2007 and 13 per cent in the next 12 years. The International Monetary Fund (IMF) forecast of 9 per cent growth rate for Nigeria in 2008 (which is second to India 10 per cent and ahead of China 8 per cent) lays credence to their observations.

Furthermore, the increase in Foreign Direct Investment, the entrance of multinational companies, the strong financial sector, the favourable and tremendous business environment, the government support, the abundant natural resources, and the population of over 140 million people, among others, put Nigeria in a comparative ( and possibly absolute) advantage over other African countries.

Just as it is difficult to ignore China as a market in the global arena, (one out of every five persons in the world is Chinese) so is it very difficult to ignore Nigeria as a market in Africa (one out of every three persons in Africa is Nigerian). With a population of over 140 million people and its economic potential, Nigeria still remains Africa most important market.


Unlike China and India, African economy(developing economies) is yet to be integrated into the world economy. This is as a result of slow rate of integration and globalization at which the economy is being fixed into the global economic and financial system. Consequently, developing economies will only suffer a limited financial impact from the credit crunch. However, this is not to say that developing economies are in isolation and totally free from the crisis.

To grant a point, this paper will continue to use Nigerian economy for its analysis as it represents a paradigm of a developing economy with valid and considerable variables.

According to the report from a recently concluded Bankers Committee Meeting, which ended on October 20 th, 2008 , the Nigerian banks are safe as they operate at 22 per cent capital adequacy ratio( 14 per cent above the world 8 per cent requirement) and the financial sector is far from being affected by the current global financial crisis. The report also posits that any bail-out scheme is unnecessary as the situation that warranted bail-out schemes in developed economies- poor quality assets and heavy loan losses resulting from exposure to inadequately collateralised mortgage loans- is absent in Nigeria. To underscore its point, the report noted that, as the Direct Foreign Investment in Nigerian banks is comparatively low and the banks connection with their foreign counterparts is loosely fixed, the impact of the crisis will be limited and indirect.


The words of Mr. Dominique Strauss-Kahn, the Managing Director of International Monetary Fund, at a meeting in Washington D.C are the corner stones of the concluding thoughts of this paper. He stressed as follow:

We meet at an extra-ordinarily difficult time- a time of uncertainty and insecurity, with a danger that those fears push us away from- not towards- a more inclusive and sustainable globalization….At its best, multilateralism is a means for solving problems among countries, with the group at the table willing to take constructive action together. When multilateralism is dysfunctional, globalization can be a Babel of Tower, with competing national interests colliding to benefit none. The new multilateralism, suiting our times, is likely to be a flexible network, not fixed system. It needs to maximize the strengths of interconnecting actors, public and private, profit-making and civil society Non-Governmental Organisations (NGOs). The multilateralism must respect state sovereignties while solving interconnected problems that transcend borders…The private sector cannot restore confidence on its own. Macroeconomic policy measures by governments cannot restore confidence on their own. Piecemeal measures on financial markets will not restore confidence on their own. What will restore confidence is government intervention which is clear, comprehensive and cooperative among countries..The world must act quickly, forcefully and cooperatively to contain the ongoing financial and economic downturn.

Sustainable Economy For USA

Sustainable economy is what North Americans are missing the most these days. Times are bad now and I can’t spare a cent out of my limited income, this phrase is so common now that sales people at hyper marts and every where else are being trained with rebuttals to cope up with such deal debarment signals. The real question maybe is, was there ever a sustainable economy in USA, if yes then what happened to the sustainability of that sustainable economy. May disagree and argue that the USA never enjoyed sustainable economy.

A sneak peek back into the past 3 decades of USA; shows the glimmering figures of a pliant economy which was misjudged in contrast with the September 11 terrorist attacks. Despite an estimated $120 billion of damage and a great deal of anxiety, one year following the 9/11 attacks considerable recovery was recorded in U.S economy. If we review the federal budgets between FY 1998 and FY 2001 $ 48.3 billion where available in surplus. Still these figures here are not answering the question about how sustainable economy has been in USA.

Sustainable economy by definition should be able to survive all economical jolts it come across, or at least rejuvenate naturally without any assistance from external control. One should not really be troubled while uttering that Sustainable economy never existed in USA; in fact it’s rather hard to differentiate North American economy from the economy of UAE. It’s about time that Americans should realize that the government can’t go on maintaining social welfare funds while funding war fronts in two different countries.

So who is going to develop a sustainable economy in USA? If Americans are expecting the government and the administration to do so, then it’s not going to happen; simply because governments develop central economies, if not federal then state based economies.

Sustainable economies are town based economies; they do not originate from Manhattan or Boston they are developed in back yards in suburbs. Sustainable economies are not dependent on huge financial centers they need home base local industry and consumer from the neighboring towns to thrive. Central grid stations, fossil fuel costs and energy crises don’t hinder there growth as sustainable economies use simple renewable energy resources to satisfy there energy needs, groceries are picked from local farm markets instead of super market shelves.

Why grow tulips and roses in the back yard and pick cabbage and carrots from the super market, why not pick flowers from the local florist and harvest food from our own gardens. Instead of getting another gas guzzler financed why not get a wind turbine or a photo-voltaic unit leased. Sustainable economies develop through garage sales and local service providers; they depend on surveying local markets instead of flipping the yellow pages.

Times are hard because excess of use is the back bone of AMERICAN economy, swapping plastic money is common and we don’t care about the origination of a product. Sustainable economy is based on human consciousness about the resources locally available waiting to be utilized. Sustainable economy USA, sustainable living, solar energy, wind energy, renewable energy, North American economy.

The Do’s and Don’ts of Human Language Translation

It cannot effectively be employed to relate events which are far removed in time and place. The world is becoming smaller in regards to business and even your personal travels. If you click this link you are going to be leaving this site.

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God’s Economy is Thriving

The question is – are we participating. First, let’s discuss what we mean by God. On the other hand, perhaps we first should start with the opposite economy from God’s, the worldview economy, and then come back to what we mean by God.

The worldview economy doesn’t just refer to how many people are out of work, or how many businesses are half what they used to be. The worldview economy also consists of earthquakes, floods, fires, and everything we call “natural” disasters, or “global warming”.

In this worldview economy, there are those that prosper because they know how to manipulate human emotions, and there those that suffer because they are caught in the web of the worldview game of deceit.

No one can honestly think that the path that we appear to be traveling is a good path, that the results of promoting and accepting greed and fear are good results. No one except those that prosper in this atmosphere, and there is a guaranteed outcome for anyone who insists on remaining in this state of mind because it is a house built on sand that will crumble into nothingness.

But, that doesn’t concern us. What concerns us is our own state of mind, and our own point of view. If we are caught in the net, we are suffering. No amount of positive thinking will release us. Yes, it may relax the net’s hold for a time, and make net living a little more pleasant, but it is not an escape, it is survival.

The majority of us are in survival. Some, because we don’t know there is an escape. Some, because it appears to be just too much work (and it is) and too disrupting (and it is) to actually face the lies and deceits of the worldview and counter it with Truth. Not just for an hour a week, or in a meditative time, but in every thought, every action, every moment.

Now we are ready to discuss God’s Economy. I know many people don’t like the word God. I understand. The worldview hijacked this name and now uses it to describe a “man in the sky” made in our human likeness. This God does bring destruction, does know about pain and sorrow, does make arbitrary decisions, and does forget us sometimes.

I reject this worldview version of God. I am referring to the God that is omnipresent Love, omniscience intelligent Mind, the omniaction of good, and wisdom and Principle of omniscience.

This God does not exist, touch, or even know about our ridiculous game called “worldview” which is sometimes loving, and often cruel. We know this game must come to an end. We know we have to stop playing it.

Here’s the thing. It is only happening within our own perception, our own thinking and once we give that up, God’s thinking shines through and the game begins to dissolve.

That’s when we all feel the warmth of God’s love. Not because God has learned of our plight, but because we have let go of our human will and felt the power and presence of the Truth of the infinite divine Love.

Yes, in the worldview game we are playing at being human. Forget it. It’s not working. Time to declare our spiritual true nature, and live as if it is True. It doesn’t matter if we don’t understand what this means.

How could we at this time. We are operating as little tiny individual minds inside of a little tiny idea. How could we grasp the infinitude that is Reality?

However, we do know that “what we perceive to be reality magnifies”, so why continue to magnify the worldview in any form. Instead we must choose to magnify what we understand of God now. Only that. As we practice this in every minute, we will understand more and someday we will “know as we are known.”

No, this is not easy. But, really – is life easy right now? One way, the path continues down the same road that gets darker and darker, the other way there is a light at the end of the tunnel that will widen until it becomes all there is, because yes, that is all there is.

Which economy shall we thrive within? Perhaps there was a time we could make a choice to stay in the worldview economy and that would keep us fairly comfortable throughout our human life. Today, that is not true.

We can’t stand between two worlds and think we’ll be ok. It’s a gap that is widening by the day. Choose sides. I choose God’s economy, which means I have to stop accepting even those little things that seem so normal, but are really part of the worldview game.

We are trained in the worldview, no not just trained, indoctrinated, and manipulated 99% of the day. Thinking that countering it for just 1% of the day is not going to get us out of this false belief, it is almost not even a Band-Aid anymore.

This choice does not mean all results will be quick, easy, or instantaneous even though can it happen that way – absolutely. Because the truth is that in every moment, our every need is met before we even think we need it.

It’s our worldview training that stands in the way of seeing this instant response. As we get better at letting go, we will experience quick, easy, and instantaneous more often, until the only perception we retain is God’s.

The Economy of China

China is the third largest economy in the world, after the United States of America and Japan, having a nominal GDP of US$3.42 trillion in terms of exchange rate. The International Monetary Fund classifies China’s per capita income at about $7,800, from the point of view of purchasing power parity. It is considered fairly poor by world standards. China’s GDP has grown an average 10 percent a year since free market reforms in 1978.

China’s huge economy is expanding rapidly. It has grown more than ten times over the last thirty years. However, there is an income disparity among the Chinese people, which has increased in the last few years.

In the 1970′s and 1980s there was action taken in terms of economic reforms. The economic reforms have been adopted slowly but in a steady pace. The focus was on organizing the agricultural activities. Economic Chinese leaders were trying at that time to switch the center of agriculture from farming to household activities. Business enterprises owned by the state government were granted more independence. This gave even more authority to government officials at local level and managers of plants. A variety of enterprises, which were privately held, appeared.

Economic reforms took hold in China, as the banking system becomes more diversified and stock markets began to develop. These reforms had many other effects. For example, they influenced the sectors outside state government control, which grew rapidly. China opened itself economically to the rest of the world and direct foreign investment and trading developed.

Agriculture and industry are the most important sectors in the economy of China. Together, the two employ over 70 percent of China’s force of labor, producing over 60 percent of GDP. The Ministry of Commerce and the Bank of China supervise foreign trade. The government still controls the China economy, but the amount of economic activity has restricted the government’s power over the economy. The government governs many of the country’s financial institutions through the People’s Bank of China (which, in 1950, took the place of the Central Bank of China) and the Ministry of Finance, under the State Council’s control.

The People’s Bank of China controls circulation, issues the currency and manages payments, accounts and receipts. It also deals with transactions from over the seas and with international trade in general. Also, economic development is funded by the China Development Bank. ABC, the Agricultural Bank of China, manages the agricultural sector. Common commercial transactions are carried out by ICBC, the Industrial and Commercial Bank of China. Although many such institutions and policies are in place, the Chinese economy is still essentially a command economy.